Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)
Job location- Bengaluru (WFO mode)
Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.
Key Responsibilities
Key Competencies
POC- Alka Sinha ()
Read LessCredit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager)
Job location- Bengaluru (WFO mode)
Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.
Key Responsibilities
Key Competencies
POC- Alka Sinha ()
Read LessAcuity Knowledge Partners is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon/ Bangalore.
Interested candidates can directly mail the resume to
Responsibilities
Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporatesManaging a portfolio of clients and handling rating assignmentsPreparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)Build forecast excel modelsAnalyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.Adhering to standard operating procedure & policies including compliance documentationMaintaining strong relationship with the clientRequired Background
Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporatesQualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degreeExcellent written & verbal communication skills and ability to build effective relationships with various stake holdersAbility to multi-task independently under tight timelines and eye for details5-14 years of relevant experience in credit industry Read LessAcuity Knowledge Partners is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Gurgaon/ Bangalore.
Interested candidates can directly mail the resume to
Responsibilities
Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporatesManaging a portfolio of clients and handling rating assignmentsPreparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)Build forecast excel modelsAnalyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.Adhering to standard operating procedure & policies including compliance documentationMaintaining strong relationship with the clientRequired Background
Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporatesQualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degreeExcellent written & verbal communication skills and ability to build effective relationships with various stake holdersAbility to multi-task independently under tight timelines and eye for details5-14 years of relevant experience in credit industry Read LessKey responsibilities
Covenant Monitoring & ComplianceMonitor financial and non-financial covenants for assigned loan portfolios.Review borrower-submitted financial statements, compliance certificates, and other required documentation.Calculate financial covenant ratios and assess compliance against agreed thresholds.Track covenant due dates and ensure timely receipt of borrower information.Identify, investigate, and document covenant breaches or potential exceptions.Risk Assessment & AnalysisConduct variance analysis and identify early warning signals.Escalate covenant breaches, waivers, amendments, and high-risk observations to relevant stakeholders.Support credit risk teams in evaluating covenant-related findings.Reporting & DocumentationMaintain accurate covenant monitoring systems and databases.Prepare periodic compliance reports, exception reports, and management dashboards.Ensure proper documentation of covenant reviews, calculations, and approvals.Support internal and external audits by providing required docKey competencies
MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in spreading and covenant monitoring Strong understanding of credit principles, policies, and regulations Proficient in Advanced MS Excel Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantageLocation: Bangalore.
Read LessKey responsibilities
Covenant Monitoring & ComplianceMonitor financial and non-financial covenants for assigned loan portfolios.Review borrower-submitted financial statements, compliance certificates, and other required documentation.Calculate financial covenant ratios and assess compliance against agreed thresholds.Track covenant due dates and ensure timely receipt of borrower information.Identify, investigate, and document covenant breaches or potential exceptions.Risk Assessment & AnalysisConduct variance analysis and identify early warning signals.Escalate covenant breaches, waivers, amendments, and high-risk observations to relevant stakeholders.Support credit risk teams in evaluating covenant-related findings.Reporting & DocumentationMaintain accurate covenant monitoring systems and databases.Prepare periodic compliance reports, exception reports, and management dashboards.Ensure proper documentation of covenant reviews, calculations, and approvals.Support internal and external audits by providing required docKey competencies
MBA (Finance) / CA (CPA equivalent) / CFA Experience of 3-12 years in spreading and covenant monitoring Strong understanding of credit principles, policies, and regulations Proficient in Advanced MS Excel Excellent written and spoken communication skills Experience of working for a US based bank will be an added advantageLocation: Bangalore.
Read Less